Consumer Bankruptcy Attorney in Dalton GA
When you need to erase debt that you incurred primarily from buying goods or services, we can help. Known as a consumer bankruptcy, we can help you consolidate or get rid of your debt all together.
There is no reason for you to have to suffer under a pile of debt. We all make mistakes, and overspending is a common one. If you find yourself overwhelmed with credit card debt, that’s what we are here for.
With years of experience dealing with consumer bankruptcy claims, we will make the process go as smoothly as possible for you. We will need you to gather up all records of your debt. The clearer you are about your debt picture, the easier it will be to help you get back on your feet and recover from overspending.
Together we will go through your liabilities to determine if bankruptcy is in your best interest. If you are having trouble paying your minimum payments every months, it is likely that bankruptcy will be the way to go. When you are being harassed by creditors through the mail and on the phone, this causes a lot of stress. Once you file your bankruptcy, creditors must leave you alone and settle within the court system.
When you are getting ready for your initial consultation, we recommend that you bring the following information:
- Records of your previous two months of income.
- All information you have regarding your creditors, including bills you have received.
- Income tax return for the most recent year.
- 90 days worth of statements from all of your bank accounts.
- Any letters you have received regarding court matters due to non-payment of debt.
- A copy of your credit report.
The more information you can provide to Attorney Setters, the better he will be able to assess you current financial situation.